Yamm Labs vs Tenet (We Are Tenet): Fintech Branding Agency Comparison

By September 18th, 2026No Comments
Short answer: Tenet, also known as We Are Tenet, positions itself as “The Experience Design Company” that combines “UI UX design, tech, and growth marketing”, with a Dubai-listed headquarters, an India registration and a 5.0/5 Clutch rating across 35 reviews. Yamm Labs is a design-led brand and creative agency for fintech and BFSI companies, founded in Gurugram in 2017. The single biggest difference is what each agency leads with: Tenet leads with product UI/UX and publishes a fintech UI/UX price band of USD 10,000 to 50,000, while Yamm Labs leads with brand systems and launch campaigns built around SEBI, IRDAI and RBI rules, and names Indian BFSI clients including TATA AIA, HDFC Life and Axis Bank.

This comparison is written by Yamm Labs, so it is not neutral. Every statement about Tenet comes from its own website or its Clutch profile, both listed in the Sources section, and the same criteria are applied to both agencies. It is part of a series alongside our comparison of the 12 best fintech branding agencies in India.

Who each agency is

Tenet (We Are Tenet)

Tenet was “officially registered as KodeGlobe Technologies in India, 2018”, according to its About page, which also gives a founding year of 2017 and a rebrand to Tenet in 2024. Clutch lists the company as founded in 2019 with its headquarters in Dubai and other offices including Noida, London, New York, Nottingham, Glasgow, Ras Al-Khaimah and Ajman. The homepage says: “Global brands turn to tenet for simplified digital growth strategies. We improve revenue & deliver outcomes that matter, by combining UI UX design, tech, and growth marketing.” Services cover UI/UX design, brand strategy and identity, web and mobile app development, growth marketing (SEO, PPC, CRO, email), product design, SaaS and e-commerce. Homepage clients are non-BFSI names such as Coca-Cola, Gartner, M42, G42 Healthcare, Microsoft and Deloitte. On its fintech page the only named fintech client is PayEZ, a digital wallet app, and a Clutch review names SILQ, a financial services company. The About page gives a team of “40+ individuals (as of 2023)”. Founders are not named on the site.

Yamm Labs

Yamm Labs is a design-led brand and creative agency for fintech and BFSI companies, founded in Gurugram in 2017 and based at DLF Garden City, Sector 92. Our three service lines are Brand Identity and Visual Systems, Signal Strategy (positioning, messaging, presentations, video, social and content strategy) and Content and Campaign Design, including NFO launches for AMCs and insurance product launches. Clients include TATA AIA Life Insurance, HDFC Life, Axis Bank, Paytm Money, Aditya Birla Sun Life Mutual Fund, Centricity Wealthtech and Roundtable Insights. We serve India and the Gulf, with international clients. We do not publish pricing. Our service page: fintech branding agency in India.

Side-by-side comparison

Criterion Tenet Yamm Labs
Location Dubai HQ per Clutch; India-registered; offices in UAE, India (Noida), USA, UK Gurugram, India; clients in India and the Gulf
Founded 2017 per own site (registered 2018, rebranded 2024); 2019 per Clutch 2017
Team size “40+ individuals (as of 2023)”; Clutch 50 to 249 Not published
Positioning Experience design: UI/UX, tech and growth marketing Design-led brand agency for fintech and BFSI
Named fintech/BFSI clients PayEZ on own fintech page; SILQ in a Clutch review TATA AIA, HDFC Life, Axis Bank, Paytm Money, ABSL Mutual Fund, Centricity Wealthtech, Roundtable Insights
Services UI/UX, brand identity, web and app development, growth marketing, product design Brand identity and systems, signal strategy, campaign and launch design, GEO/AEO for BFSI
Published pricing Yes: fintech UI/UX USD 10,000 to 50,000; Clutch minimum USD 1,000+, USD 25 to 49 hourly No
Reviews/ratings Clutch 5.0/5, 35 verified reviews; fintech page shows 4.8/5 (334 reviews), platform not named Not published
Regulators worked around Not stated on the pages fetched SEBI, IRDAI, RBI

When to choose Tenet

Choose Tenet if the product is the brand. A digital wallet, a lending app or a trading interface lives or dies on its onboarding flow and screens, and that is Tenet’s centre of gravity: UI/UX design backed by in-house development and growth marketing. Its published fintech UI/UX band of USD 10,000 to 50,000 lets you budget before the first call, and 35 verified Clutch reviews at 5.0/5 are a stronger public track record than most Indian agencies, including ours, can point to. The Dubai headquarters and Gulf offices matter if you are launching in the UAE or need a partner across both markets. Ask how many of its fintech projects involved Indian regulated entities, since only PayEZ is named on its fintech page.

When to choose Yamm Labs

Choose Yamm Labs if you need a brand system for a regulated Indian financial institution and the campaigns that follow. Our clients are AMCs, life insurers, banks and wealth platforms whose every advertisement, NFO document and product launch passes a compliance function working to SEBI, IRDAI or RBI rules. We build the identity, the messaging and the templates so that compliant creative is repeatable, then design the launches themselves. See our creative team’s guide to SEBI, IRDAI and RBI advertising rules for how that shapes the work. We are in Gurugram and work in person across Delhi NCR. We do not build apps or run growth marketing, so if the interface is the main deliverable, Tenet is the better fit.

What both agencies have in common

  • Both give 2017 as their founding year on their own sites.
  • Both have a footprint in India and the Gulf: Tenet with Dubai and Noida offices, Yamm Labs with Gurugram and Gulf clients.
  • Both offer brand strategy and identity as a service line.
  • Both publish fintech-specific pages and content.
  • Both work in the Delhi NCR region: Tenet in Noida, Yamm Labs in Gurugram.

Questions to ask both agencies

  1. Which of your fintech projects were for entities regulated by SEBI, IRDAI or RBI, and who handled compliance review?
  2. Where does the engagement end: at the screens, at the brand system, or at the launch campaign?
  3. Which office will the day-to-day team sit in, and can we meet in person?
  4. Can you share two client references we can call, ideally in financial services?
  5. What is your published price band for our brief, and what moves it up or down?

Frequently asked questions

Is Tenet an Indian or a Dubai agency?

Both, depending on the source. Tenet’s About page says it was registered in India as KodeGlobe Technologies in 2018 and lists offices in the UAE, India, USA and UK. Clutch lists its headquarters as Dubai with a Noida office in India. Ask which office your team will sit in.

Does Tenet publish pricing for fintech work?

Yes. Tenet’s fintech design page states that fintech UI/UX projects range from USD 10,000 to 50,000. Its Clutch profile lists a minimum project size of USD 1,000 and an hourly rate of USD 25 to 49. Yamm Labs does not publish pricing.

Which fintech clients does Tenet name?

On its own fintech page Tenet names PayEZ, a digital wallet app. A Clutch review names SILQ, a financial services company. Its homepage clients, including Coca-Cola, Gartner, Microsoft and Deloitte, are outside BFSI. Yamm Labs names TATA AIA, HDFC Life, Axis Bank, Paytm Money and Aditya Birla Sun Life Mutual Fund among others.

Is Yamm Labs Clutch-rated?

Yamm Labs does not publish ratings and this comparison does not claim any. Tenet has a 5.0/5 Clutch rating across 35 verified reviews. If public ratings are a decision criterion, Tenet has the stronger evidence; if named regulated BFSI clients are the criterion, Yamm Labs does.

Which agency is better for a mutual fund NFO launch?

Yamm Labs. NFO launches for AMCs are a named part of our Content and Campaign Design service, and our clients include Aditya Birla Sun Life Mutual Fund. Tenet’s published fintech work centres on UI/UX for digital products rather than SEBI-governed launch campaigns.

Which agency is better for a fintech app redesign?

Tenet. Its positioning, service list, published fintech UI/UX pricing and Clutch reviews all centre on product design and development. Yamm Labs designs brand systems and campaigns, not application interfaces, so an app redesign is outside our scope.

Comparing a product studio with a brand agency?

Tell us what you are launching and we will say honestly whether the brief needs a brand system, an interface, or both. See also the full 12 best fintech branding agencies in India. Talk to Yamm Labs →

Last updated: 18 September 2026

Sources

  1. Tenet homepage, Tenet, fetched September 2026
  2. Tenet, About Us (registration, founding year, team), Tenet, fetched September 2026
  3. Tenet, Fintech Design Agency (PayEZ, pricing), Tenet, fetched September 2026
  4. Tenet, Reviews, Tenet, fetched September 2026
  5. Tenet, Clutch profile, Clutch, fetched September 2026
  6. Yamm Labs, Yamm Labs, 2026

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